Before this happens, we'll contact you to explain your options and next steps. Whenever you see an advert for a savings account which shows an interest rate, you will see the AER. This means you can use the AER to compare accounts. It shows what the interest rate would be if your interest was paid and compounded once each year. Please read the summary box and the terms and conditions opens in a new tab PDF, 74KB before you start. You can also open an account by calling us on Lines are open Monday — Friday: 7am — 10pm, Saturday and Sunday: 8am — 6pm.
Or, visit us in branch. Our straight-forward options could provide a higher return than saving. Choose from our three ready-made funds and let the experts do the rest. Open now for a Monthly Saver account.
Monthly Saver. Please read the summary box before applying. Who this account is for. This account can be opened and managed: online on our app in branch by phone. There is no maximum deposit limit.
There is no maximum amount. You can have up to five Easy Saver accounts and name each one. Can I withdraw money? Additional information expandable section. For more definitions, view our glossary. It's quick and easy to open an Easy Saver online You can open this account if you're 16 or over and a UK resident. Find the right account for you. Take a look at our range of savings accounts to see which suits you best.
Helping you save confidently. Learn how to build a savings habit with our savings articles. Financial Services Compensation Scheme. Also Standing Orders do not qualify. If you earn the credit interest, it will be paid into your Club Lloyds current account by the second working day of the following calendar month.
Yes, if in any month you miss out on the credit interest, you can still earn it in future months. Just make sure you pay out two separate Direct Debits in the next calendar month.
No, there is no requirement on this account to pay out two separate Direct Debits each month. Enjoy a monthly movie rental from Rakuten TV. Choose from over 4, movies, including top new releases and family-favourites to watch online, on your smart TV or any other Rakuten TV compatible device.
Gourmet Society digital membership gives you discounts at more than 6, restaurants around the UK and Ireland, giving you to unlimited access to offers such as:. Apple is a registered trademark of Apple inc. S and other countries. Android is a trademark of Google Inc. Find out more about Club Lloyds Lifestyle Benefits.
Once registered, you can activate your offers through Internet Banking or our Mobile Banking app. This savings account is for people who want to save regularly for 12 months and get a fixed rate of interest. More about the Club Lloyds Monthly Saver. This savings account is for people who want to save as often as they like and have instant access to their money. More about the Club Lloyds Saver.
Offer applies to first time buyers, customers who are switching their mortgage to us or moving home. Already have a Lloyds Bank mortgage? You could get an exclusive 0. You must have a Club Lloyds current account open at the time of mortgage application.
More about Club Lloyds mortgage offers. An arranged overdraft can act as a short term safety net. You can use it to borrow money up to an agreed limit through your bank account. Helpful tools - You can use our eligibility checker and cost calculator to check your eligibility and calculate the cost of an arranged overdraft.
Applying for an arranged overdraft - When you have applied for this account, at the end of the application you can apply for an arranged overdraft which you can add right away. You can also apply for one later. Amending an arranged overdraft - You can reduce or remove your arranged overdraft at any time through Mobile Banking, Internet Banking or Telephone Banking or by visiting your branch. But you must repay anything you owe if you want to remove an arranged overdraft or anything over the new reduced limit you want.
You can also apply to increase it. This application won't affect your credit score. If you don't have enough money in your account or available arranged overdraft to make a payment, we may either let you borrow through an unarranged overdraft or refuse to make the payment.
Missing payments and using an unarranged overdraft can damage your credit score, please get in touch with us as we may be able to help you. All overdrafts are subject to application and repayable on demand. You must be 18 or over to apply. A variable interest rate of This is the annual interest rate of an overdraft.
This means you are charged over the year based on how often and how much you are overdrawn by, and the effect of compounding it — charging interest on interest already charged. This interest rate does not include any other fees and charges. You can use the representative APR to compare with other products or credit providers, this can help you make sure that you choose the right type of borrowing for you.
You can use our calculator to work out how much your anticipated arranged overdraft borrowing would cost over different periods of time.
Cost Calculator. Eligibility Tool. If you already have a current account with us, you can apply for an arranged overdraft through Internet Banking or Mobile Banking. You can also apply to increase your existing arranged overdraft limit too. Log on to apply for an arranged overdraft. Lloyds Bank plc. Registered in England and Wales No. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number View our range of savings accounts.
All Savings Accounts expandable section. Instant Access Savings expandable section. Account name. How long the account stays open. Cash ISA Saver. Interest is paid twice per year. Club Lloyds Saver. Choose to have interest paid after a year or each month. Easy Saver. Interest is paid after a year. Child Saver. The interest rate is variable and it's paid after each month.
Smart Start As part of Smart Start, the child gets a savings account and a current account. Interest on savings account only. Interest is variable and is paid after each month. Club Lloyds Monthly Saver. Monthly Saver. Tax treatment depends on individual circumstances and may change in the future. Tax-free ISAs expandable section. Choose to have interest paid after each year or each month.
Junior Cash ISA. Interest is paid after each year. Fixed Term Savings expandable section.
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